Arizona Adjuster Practice Exam

How many motor vehicle identification cards must an insurer issue for automobile liability policies?

1. One

2. Two

3. Three

4. Four

The correct answer is: Two

For automobile liability policies, an insurer is required to issue two motor vehicle identification cards. This requirement is in place to ensure that both the insured and their designated driver have proof of insurance coverage. The first card typically accompanies the policyholder's documentation, while the second is often issued for additional drivers or for use in multiple vehicles under the same policy. This practice helps to provide clarity and accessibility for policyholders to present proof of their insurance when necessary, such as during traffic stops or while registering a vehicle. While the specific number may vary by state regulations, in Arizona, the requirement stands at two, thereby facilitating compliance and enhancing the enforcement of liability coverage in motor vehicle operations.