Arizona Adjuster Practice Exam

What is the minimum required limit for bodily injury coverage in an Arizona auto insurance policy?

1. 15,000

2. 25,000

3. 50,000

4. 30,000

The correct answer is: 25,000

In Arizona, the minimum required limit for bodily injury coverage in an auto insurance policy is indeed 25,000. This means that if an insured driver causes an accident resulting in injuries to another person, the insurance will cover up to $25,000 for bodily injury claims made by the injured parties. This limit is in place to ensure that there is a baseline level of financial protection for those who might suffer injuries in an accident caused by insured drivers. Understanding this requirement is crucial for anyone involved in auto insurance, as it establishes the minimum level of accountability drivers must maintain. It also highlights the importance of purchasing sufficient coverage beyond the minimum limit to protect oneself from potentially high medical costs resulting from an accident. Additionally, many drivers opt for higher limits to ensure better protection for themselves and others on the road.